A Personal Account: Fraud at Riverview Townhomes in New Ulm, MN - Housing Discrimination

Property Address:

Riverview Townhomes
2418 N Broadway Street #301
New Ulm, Minnesota 56073

Contact: Jim Morris– (320) 212 - 8524 

Contact: Carol – (218) 839-9438

Email: – learch1991@gmail.com (Jim's Email)

Fair Housing Complaint | Filed: 9/15/23

Riverview Townhomes property is marketed directly by the Minnesota's official government platform for housing aimed at the elderly and disabled. Let it be clear: slumlords thrive in Minnesota because the state actively sanctions criminal negligence by property owners.


These landlords are allowed to maintain hazardous, degrading living conditions that keep vulnerable populations—especially the elderly and disabled—marginalized, overwhelmed, and financially trapped. The result? Tenants are unable to afford legal representation or advocate for their rights, making it easier for DHS to both profit from their program enrollment and siphon off the funds allocated for their care.

This isn’t just neglect—it’s a system designed to exploit vulnerability for financial gain. They're not only hurting victims in their state housing programs; they're committing much more dangerous crimes to Minnesotan's living in the community so we need to crack down on slum housing to naturally minimize DHS enrollment—and save taxpayers money—that means cracking down on criminality by federally contracted housing authority employee's too. 

These photos from the advertisement closely resemble the so-called “available unit” I was reluctantly shown by a HUD housing operator Jim—someone whose teeth are visibly jet black and rotted by methamphetamine use, a symptom of the deeper crisis within the system. In Minnesota, this man is employed and set over one of the most powerful federal agencies in the nation (at the residential level); whilst I a sober, responsible, stellar citizen and renter continue to face these degrading encounters not because of my actions, my income, or my barriers, but as a direct result of the unchecked criminality and federal fraud within HUD-funded Housing Authorities like Dakota County CDA and the Southern Nevada Regional Housing Authority (SNRHA) that I am a victim of—for which no one has been held accountable. 

That’s “Minnesota Nice” in action—The Minnesota Paradox 90% racial wealth gap playing out in real time. Don’t let the media or anyone else mislead you: the root cause isn’t poverty, failure, or individual behavior—it’s crime, committed largely by white Minnesotans, many of whom hold government jobs.


They refuse to follow the law when it comes to Black Minnesotans, and they refuse to enforce regulations meant to protect us—especially when we report white-collar crimes or abuses committed within government systems.

Welfare to go on without ever being made whole becomes the substitute for justice—public aid in place of real accountability. And who creates the crisis? Often the very people employed in those same government agencies, misusing taxpayer dollars and silencing those they criminally victimize.

This exposĂ© is a testament to those truths. A record of what happens when the system not only fails you—but targets you.












Run down but functional and common for the New Ulm, Minnesota Area.


August 1, 2023

I submitted a $100 application for a two-bedroom townhome priced at $690. I informed Jim that I intended to use a housing voucher (697). He mentioned the process would only take a couple of days.

Upon arrival at the showing, I couldn’t help but feel a shift in energy — it felt as though there was disappointment in seeing that I am Black. The unit itself was visibly older and somewhat run down. The grounds were messy, though everything seemed functional. The location, however, felt private and peaceful.


August 8, 2023

My current living situation has become financially and physically unsustainable. I’m paying several hundred dollars monthly in utilities for a property that is not conducive to my health. I’ve been trying to relocate since April–May due to declining physical health. The space I was promised — one that would support my wellbeing — hasn’t materialized.


August 12, 2023

I noticed that I was quoted $5 more than what was listed in a current Facebook ad for the same unit. Financially, this wasn’t an issue, but had I seen the ad before applying, I may have been more cautious. It started to feel like a setup.


August 14, 2023

By this date, I had received no communication — no returned calls, no follow-up from Jim Morris, and no clear approval or denial.


August 15, 2023

A non-Black professional associate made a call while I was quietly listening. She was offered the same townhouse I had already put a $100 hold on, the one I placed an application on and hadn't heard back about in two weeks. He was holding my application back to attempt to rent the townhome to a white renterincredible

Per usual, getting stolen from and treated like trash by individuals that aren't fit to tie my shoes—people I would never encounter if the law had been enforced to make me whole when I am a victim of crime. I'm loosing hope for this nation and faith in this state, but I digress.

When we tried contacting the affiliated screening company through their listed website, no one responded — it was as if the company wasn’t actually tied to the property.

Later that day, I called again. Jim strung me along with vague answers. I pressed him for clarity: had the unit been given away? His response: “Yes, but I have another one for you.” I insisted on seeing the actual unit and having its full address before moving forward.

He oddly empathized, sharing a story: “One time, someone scammed my daughter, showed her one thing, and when she got there, it was totally different.” That statement lingered with me — disappointing, to say the least because it felt like an insulting deflection from his intention to do that exact thing to me—we didn't need to waste time I can't get back for me to here it. But I remained optimistic and undeservingly polite, having limited options, not an illegally homeless IDP more than 1700 days. We scheduled another viewing for the next day.


August 16, 2023

This marked my third visit to the property. There were no keys. The new unit shown to me was in terrible condition:

  • The smell was overwhelming

  • Ripped and stained carpets

  • Holes in the walls

  • Cabinet doors hanging off the hinges

  • A broken porch light with bees nesting inside

  • Broken and missing blinds

  • Writing on the exterior siding

  • Tinsel hanging from the vents

  • An active fish tank sitting in the kitchen

The shower was unusable. As we discussed potential next steps, I couldn’t help but notice Jim’s body language. Standing roughly 6’6" and 320 pounds, he seemed to attempt intimidation, baring his teeth as he spoke. This wasn’t the first time I had encountered that kind of energy — and I’m not someone easily intimidated by size alone. My ex was 6’4" — it takes more than that to rattle me.

Meanwhile, in this small town, I noticed a pattern: women would make it a point to notice me, then recoil as if they’d seen a ghost when they had to serve me. It felt less like ignorance and more like a misplaced sense of superiority. My reaction? A calm, catatonic stare — one that says, “Do you feel as small and foolish as you look? Move on.”

Jim’s posturing didn’t faze me. We’re not living in 1657. I’m not here to perform or prove my worth based on appearances. If I had moved into that unit, I would’ve fixed the shower, repaired the cabinets, covered the Kool-Aid stains with a tasteful area rug, and made it the most beautiful unit on the property. I would have also been the most radiant thing in that space, and then I would have left — because I’m not looking for forever. I’m looking for what’s next, something that supports my health and growth.

Yes, I was clearly upset — not just by the condition of the unit, but by the audacity of those who believe they can define my worth at a glance. I didn’t show it, but I vented privately and appropriately to my trusted circle.


August 17, 2023

With housing tight and legal obligations pressing, I told Jim I was ready to move in. He responded, “We don’t want to prorate — wait until 9/1.” That’s nearly a month of delay. Meanwhile, I secured $812 in county assistance for a damage deposit. I was required to identify the landlord before my application expired.

Typically, damage deposits are not cashed without a signed lease— as a protection for participants. So I didn’t hesitate to list the prospective landlord, assuming everything was still in process.


September (Discovered Later)

Things didn’t go as expected. The damage deposit check — meant for Riverview Townhomes — was made out to and cashed by an entirely different businessQuality Wall Solutions in Waconia, Minnesota. The county allowed this without question, and no lease was ever issued. I was not protected as a participant.


This experience reflects more than a mishandled application process — it’s a mirror held up to systemic issues around housing, communication, and discrimination. I sought safe, stable housing with full transparency. What I encountered instead was a disorganized, dismissive process that left me frustrated and deeply disappointed.

My intention in sharing this account is not to burn bridges but to highlight how easily vulnerable renters — particularly those relying on assistance — can be overlooked, mistreated, or deceived. Fair housing laws exist for a reason. We deserve better.


CONTINUED

September 1–7, 2023: Continued Injustice, Hidden Gatekeeping, and Systemic Racism

During the first week of September, I continued to pay several hundred dollars in utilities for an environment I’ve long outgrown and actively been trying to leave. Meanwhile, I lost access to my moving team due to delays beyond my control. The Economic Development Authority (EDA) continues to target and obstruct me. And based on my review of the extensive 20-page rental application, it’s clear that this property — or those affiliated with it — has access to information about my housing voucher status.

Yet, if I were paying cash, my voucher status wouldn’t matter, right? A landlord is absolutely entitled to request verification. But that’s the point — Jim Morris never did. Instead, I believe he operated behind the scenes, gathering information through unauthorized channels. Snooping. Watching. Moving off of intel — not actual interactions or facts.

This, once again, reveals itself as a racist dynamic where decisions are made based on perception — not reality. Not facts. Not my words or actions, but assumptions. And this is the “Minnesota Nice” paradox that every Black Minnesotan knows too well — the carefully cloaked version of racism embedded into public institutionshousing systemslegal structures, and day-to-day life.

In this “nice” version of oppression, African Americans are subtly but repeatedly treated as slave property. We're falsely labeled as criminals, considered inferior, and denied access to opportunity. All of this to justify the nation’s second-largest racial wealth gap, something I’ve been up against my entire life.

But here’s the truth:

The actual criminals are those committing these racist acts.
Crimes that happen quietly, behind the scenes.
To the detriment of Black Minnesotans.

These systems operate in silence:

  • Illegally sharing information

  • Tampering with records

  • Surveilling victims

  • Retaliating with in-person harassment

  • Abusing inaccessible systems

They refuse to respond to reported crimes, and instead, place the damage, delay, and stigma on the victim. They write the entire narrative in our name while protecting the perpetrators and calling it "process."

The judicial system won’t rule fairly.
The agencies won’t act with transparency.
And the state continues to benefit financially from this chaos.

Minnesota hides behind its image of being welfare-friendly and welcoming to immigrants, but underneath is a longstanding structure of racialized oppression that functions like a modern-day criminal enterprise. If this doesn’t qualify as racketeering, as defined by RICO laws, someone explain what does.

If you think this experience — and my EDA experience — differ from Willie Lynch’s infamous 1712 “Making of a Slave” speech, then point out the difference. Please. Show me where it’s different. Because from where I’m standing, the outcomes are the same, no matter the actors or their updated tools. And that’s exactly why law and policy exist: Because crime doesn’t discriminate — people do.

I insist on professional boundaries and no personal contact for this very reason. I don’t need conversation — I need action, resolution, and fairness.

So explain to me this:

  • Why do the outcomes today mirror those of slavery?

  • Why are more African Americans incarcerated in cages today by systemic processes than were ever caged during the entire transatlantic slave trade combined?

  • Why are the damages of these crimes — crimes of racism, negligence, corruption — being written into my name, altering my body, my income, my children’s future?

I’m not fighting for reparations from the past.
I’m fighting slavery in progress — in Minnesota — right now.

Let the world laugh at my pain. Let them call it dramatic. But I will not be silent, because what’s happening is neither right nor legal. And I am not here to fit in. I am here to surviveheal, and move forward.

My ancestors stood right where I’m standing now — under different laws, but against the same darkness. They did it to carve space for the possibility of freedom. So I’ll stand here too, disappointed, but willing — because I believe that my descendants deserve to inherit a system that actually enforces the policies written in their name.

Let’s all pray that we survive long enough to see that shift — because while some walk around cloaked in privilege and delusion, the world grows sick of us. Sick of America’s refusal to face itself. And no — banning TikTok won’t protect a single person from this reality.

The days of cloaked systemic racism and colonialism are over — and what I’m fighting against are the remnants of a society that refused to get the memo.

They’ll take the biggest fall.
Because the rest of the world is moving on.
They’re growing up. Taking responsibility.
Accepting accountability.

Even former allies will step back and say, “You made your bed.”
So when that fall comes, I won’t shed a tear.

Because all I’ll have left to measure my grief are the crimes that were allowed to damage me, my children, and my children’s children — forever.

Already.

So cheers — to the generational failure, the karmic collapse, and the destruction of those who’ve unleashed harm without justification or conscience.

We never wronged you.
And you — all of you — know exactly how many centuries you’ve been wronging us.

This conversation is old.
That’s why I don’t build relationships here.
I focus on survival.

Even Dr. King, before he was taken, said he feared he’d led his people into a burning house.
He saw it.
He said it.
And then he was gone.

So look again at what I’ve been forced to endure in this housing system, and tell me — where’s the profit in it?

They waste more than they gain.
There is no reward in this structure.

If this is the society one should aspire to be part of, then maybe failure, sickness, waste, and demonic pettiness is the real American dream.

Because for me?

I deserve better.
And I’ll fight — with truth, resilience, and vision — until I have it.


September 8: The Gauntlet

I finally received a response on September 8 — no contact until then. I recorded the call.

I was told my application was denied due to protecting myself from a neighborhood predator at 904, and that they are a HUD property, which allegedly bars them from renting to someone on probation. But they already knew about my the matter when I applied, and I submitted the appropriate systemic letter of support as required. That’s not new information.

What they didn’t know — or rather pretended not to know — is that I’ve already been approved for a HUD voucher through the same Housing Authority. So their reasoning is a lie.

They never ran my application. I asked for a copy — they haven’t sent it.
I asked for a refund of my $100 application fee — they haven’t returned it.
I asked when exactly I was denied — and was told August 25, 24 days for an application process that I was told would take 2-3.

But here's the issue:
I recorded the county confirming that they cashed my damage deposit on August 31 — after my supposed denial. Thieves, racist thieves 
—with the audacity to call me a criminal threat to the property.

That’s a huge problem.
Because I can only use that county damage deposit assistance once every 12 months — and now, I can’t use it elsewhere. I’ve essentially lost my only chance to secure housing for an entire year.

So I confronted the situation directly:
"The jig is up."

I told them I know about the fraud. I told them I’ve been materially damaged to the point where I now cannot afford to move on — between the deposit, fees, missed opportunities, and resource loss, it’s cost me approximately $2,000.

I gave them two options:

  1. Keep the money — we both know they’re not returning it — but give me the apartment.

  2. Or I’ll report the fraud and pursue legal action to recover my damages.

I gave them a deadline: September 14.


September 13–14: Another Attempted Bait-and-Switch

On September 13, they offered me a new unit with immediate move-in. I recorded the conversation.

On September 14, I arrived at the unit.

But again:

  • No lease

  • No lease terms

  • No keys

They insisted that to meet HUD's deadlines, I needed to act quickly. Then, on the evening of September 14, Jim Morris texted me saying he couldn’t sign the lease on September 15 because he was out of town until Monday.

But here's the twist:
He had already gone behind my back to HUD, submitting an RTA (Request for Tenancy Approval) to start collecting HUD funds effective October 1 as well— without my consent, without a signed lease, and without giving me the keys or lease terms, just unrepentant fraud first my income, then DHS's and now HUD's because of the comfortability offered by the state of Minnesota in which white criminals face no accountability for victimizing black citizens. If he believed for one moment that he would face a legal consequence he wouldn't do this
—they're doing it because there a tradition of state culture allowing this which has been intact since the states incorporation in the 1800's.

He attempted to exploit federal funding just as he had exploited county funding.

Fortunately, they couldn’t proceed without my signature. HUD called me — otherwise, I wouldn’t have known he was trying to falsely claim eligibility for payment.

This is now the second property where I've experienced the same pattern:

  • Units approved, then denied without process

  • Applications paid, but never processed

  • Promises made, then pulled back

  • Keys withheld

  • Black applicants replaced by non-Black ones who applied after me


The Impact: Financial Exploitation, Health Decline, and Institutional Neglect

I am disabled and isolated in a rural setting, exposed to dangerous mold that is exacerbating my existing health conditions. These individuals have not only wasted my time and transportation — they have run off with my $912, while knowingly exploiting my limitations, and never intended to rent to an African American in the first place.

They weaponized my probation status — which I am in full compliance with — against me. And let me be clear: I only received probation for defending myself from a sexually aggressive addict, someone who never should have had access to me if Dakota County CDA in Minnesota had followed HUD HCV regulations.

But they didn’t.

They withheld the transfer paperwork for my nineteen-year good standing Housing Choice Voucher when I tried to move on February 28, 2019 — forcing me into homelessness that has now lasted for over 1,660 days. I’ve filed complaints. I’ve submitted evidence. And yet, HUD has remained silent.

This systemic failure is so extensive that I had to create an entire website to document it:
👉 www.newulmhousingdiscrimination.com  (Its now retired)

And I’ve started working on a memoir — because the story is far bigger than one landlord or one county. It’s a legacy of deliberate exploitation, gaslighting, and institutional abuse.


Medicaid Abuse, Disability Rights Violations, and State Neglect

Beyond housing, I’m also navigating the fallout of maltreatment from Minnesota DHS, which has repeatedly funneled billions of dollars from the Medicaid HCBS Waiver program — a program designed to support people like me — into administrative pockets, while leaving disabled people unserved, unsupported, and stuck in environments actively harming us.

I am disabled.
I have documented injuries and health conditions worsened by this maltreatment.
And this system has ignored my legal rightsintercepted my resources, and sabotaged my ability to live safely and independently.


Final Note

What happened at these properties is not just bad management — it is coordinated discriminationfraud, and abuse of public funds.

Two properties.
Two units offered.
Two units denied.
Zero keys.
Zero accountability.

What I’ve experienced is not a personal conflict — it’s a systemic failure.
And I will continue to speakwritedocument, and take legal action until those responsible are held accountable — not just for what they did to me, but for the structure that allows them to do it repeatedly, quietly, and without consequence.


THIS IS THE UNIT I WAS OFFERED, NOT THE ONE I TOURED. WHICH WAS AVAILABLE BEFORE HE SAW THAT I WAS BLACK.


This man with black rotted teeth. Who stole from me. Whose partner I caught talking about black people cannot afford the car I own, so I'm a criminal, and therefore that is why they should not rent to me. Nothing to do with my application or anything wrong I had done. So it's NOT about perception its about HATE and ENVY. But all these people are employed and able to care for their families and have no worries about encountering police or injustice no matter how criminal they are. That is not by accident. I wouldn't be able to show you all of this if this weren't the real Minnesota that people don't talk about when they talk about Minnesota Nice. This is everywhere. This is in everything. The Walls of Silence Project and North Star Projects let you see in real time that Minnesota systems do not respond to this conduct or protect victims and that's the only reason it continues. 

And never forget that I am in the state because a federal office committed fraud to stop me from leaving and then stop me from moving into a peaceful life elsewhere. I did nothing that I should even meet this man or view this property. I'm surviving as an IDP - a victim of proven crimes that are demonstrated on this website and have no justice system to restore me despite doing everything right, legal and on time. 

This is not my life; its there's. This man is not someone I would encounter - he's who their crimes bring me in contact with. They're killing me - this is how the high mortality rate among black people is created. It's nothing else but this.

He Went and Found The Most Disgusting and Bad Part Available That He Could Find For Me Because This Is What He Thinks I Deserve. This Is What They All Think I Deserve, and So "They Manufacture and Curate That Condition". Dead, Hospital or In Jail. The Common African American Stereotype Is Not About African American Decisions - It's White Crime and Usually As the North Star Project Is Demonstrating They're In Public Services or Vital Institutions - They're Minnesota's Liberal Class. The Democrats. The former confederate class of the U.S. I Doubt This Man Is Though.

I knew what my ancestors experienced, when they learned to make soul foodI learned how disgusting and beneath my answered the kidnappers and captors could be and they would eat from my ancestors labor and then feed them the pigs intestines. People like to pretend that, that was once upon a time in some southern land. But this happened in 2023 Minnesota. #MinnesotaNice. #MinnesotaParadox.

 



Trash was intentionally left on the steps and surrounding yard of this unit—only this unit. The blinds are broken. The porch light is broken, housing an active bee’s nest. The paint is peeling. The entire exterior is filthy—directly across from his work shed, so he can watch me through my windows, just like the current property manager.

Did I mention his teeth were rotted with black edges, and he attempted to rob me?! Yet I’m supposed to be the problem—because of my beautiful, flawless skin complexion?

I’m here dealing with him because of crimes Minnesota committed, crimes the federal government knew about. And this criminal is not only walking free—he is gainfully employed and actively processing housing applications as part of a federally contracted U.S. Department of Housing and Urban Development Housing Choice Voucher Program, a program designed to eliminate slums.

There is absolutely nothing wrong with the program itself. The regulation is excellently written, capable of resolving every issue when enforced by the book. The problem lies with the people being employed, who routinely ignore regulation, and with the regulatory bodies, who refuse to penalize employees, partners, or contractors when victims report abuse.

In my experience, this happens every time the targeted victims are Black descendants of chattel slavery—not to be confused with African American or BIPOC populations.

"Us only—as it has always been. Us only."

They are all fully, gainfully, and respectfully employed—despite hating this state and this nation so profoundly that they refuse to follow its laws. They drain the federal and state governments—and taxpayers—of the income allocated to resolve problems by actively sabotaging the companies and properties they are employed by, as well as the consumers and participants of those programs.

This is the portion of "The Minnesota Paradox" they’re not telling you.

I am the kind of victim who is never identified, whose narrative is never heard, and whose evidence never sees the light of day—because when there are specific victims and specific criminals operating in full view of the public, then specific and direct resolution must occur.

So when you hear people talking about their faceless, nameless problems—and why they need your money to resolve these so-called issues—be crystal clear: these are the very people creating the problems, hiding the evidence, and ensuring no one can be healed.

Then, with straight faces and all their credibility on the line, local media outlets report “gaps” in wealth, health, mortality, and ownership.

How in the entire **** could there be anything but those gaps, when this is how the law operates behind the scenes?

Which is to say: Black people do not have equitable access to, or protection under, the law in the state of Minnesota.

This was the case for the U.S. Civil War.
This was the case for the U.S.–Dakota War.
And this is the case for me and my descendants nearly 250 years later: “nothing has changed.”

And until we stop silencing the narratives of Americans from the past who fought for one thing—law enforcement in a so-called democracy ruled by law for the purpose of freedom for all—we’ll continue to rob, injure, and kill countless Americans, more specifically Minnesotans, because of the color of their skin, whilst we continue to pretend that freedom is solely a matter of location.

When not a single revolutionary or activist for U.S. freedom ever fought over a matter of location—it was always law enforcement.

Location is the lie the hunter told; therefore, cubs are still born just to die, and lions are tortured for living.


John 15:18-25

The Hatred of the World

18 “If the world hates you, know that it has hated me before it hated you. 19 If you were of the world, the world would love you as its own; but because you are not of the world, but I chose you out of the world, therefore the world hates you. 20 Remember the word that I said to you: ‘A servant is not greater than his master.’ If they persecuted me, they will also persecute you. If they kept my word, they will also keep yours. 21 But all these things they will do to you on account of my name, because they do not know him who sent me. 22 If I had not come and spoken to them, they would not have been guilty of sin,[b] but now they have no excuse for their sin. 23 Whoever hates me hates my Father also. 24 If I had not done among them the works that no one else did, they would not be guilty of sin, but now they have seen and hated both me and my Father. 25 But the word that is written in their Law must be fulfilled: ‘They hated me without a cause.’



I’ve had enough.

If you have too, comment I’ve had enough down below so that we can begin to establish real solutions. 


Update: Google Reviewer addresses the dangers of predators employed in Minnesota housing. These are DHS's people. The man tried to give me a filthy, broken unit where my bedroom window would face his maintenance office. Just as Rick Newmann wanted me to have a unit where I would sleep above him. Can we normalize exposing predators in Minnesota housing and their entanglement with DHS?




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